Health Insurance in Dental Medical Services

Abstract

Oral diseases represent a significant public health burden, with major implications for quality of life, productivity, and healthcare expenditures borne by individuals, families, and society. In this context, integrating oral health into primary healthcare services and developing efficient financial protection mechanisms are essential directions for improving access to dental care. Considerable differences persist at both European and national levels regarding dental service coverage, while the absence of unified guidelines contributes to maintaining significant inequalities in access to care. Limited reimbursement of dental services and the high proportion of out-of-pocket expenditures may lead to delayed treatment and worsening oral conditions.
The present study analyses the perception of the general population regarding dental health insurance, the utilization of dental services, and the role of financial barriers in accessing such services. The results highlight the need to expand reimbursement mechanisms and improve public awareness regarding compensated and free dental services.